Why Layby?

Layby can be the perfect solution to purchasing that much desired product solution, making it more affordable by paying a relatively small monthly amount as opposed to a lump sum upfront.

It also takes the pain away from putting yourself in debt using your credit card and forgoing interest rates that often soar above 20 per cent.

Unlike buy now pay later services there are no monthly fees and no account keeping fees. And even more importantly, you don't need to be scrutinised by any credit checks beforehand to qualify for using our Layby service.

You set the term that's best for you for up to 6 months.

Layby is the perfect solution for planning ahead for any time of the year.

Laybying an item can help with your monthly budget, removing the strain on your finances.

Lay-Buy makes it easy for you to buy the products that you need by paying for them via a down payment and up to six monthly instalments.

AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product. The only costs are a 1.9% (of the order value) admin fee and a 2.9% Paypal processing fee. A tiny amount making layby convenient and affordable. No hidden fees, no more fees, nothing ever! 

SECURITY: All Payments are processed within PayPal’s secure environment.

CONVENIENCE: Payments are automatically setup between you and Deja New Palletable Creations with no intervention by either party required ever. Unless a payment is missed.

FLEXIBLE: You can also contact us to move the pending payments earlier or later.

CHOICE: A Lay-Buy Payment can be made and recurring profile setup via your PayPal account or your credit card.

To Layby now find this button on a product's page and click to get started.

1. FILL OUT THE FORM

Click on this button on a product's page and fill out the simple web form to start your layby. 

2. CHOOSE YOUR PLAN
Set up your own payment plan from between 1 to 6 months.

3. PAY DOWN-PAYMENT ONLY
Pay only the down-payment portion amount to start with from 10% to 50%.

4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.

5. RECEIVE MERCHANDISE
Receive your order shortly after your last payment.

No interest charges ever, no membership fees ever – NO DEBT.

For the complete Terms and Conditions click here 

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